We all remember this quote from Ben Franklin. Of course, there has been quite a bit of inflation since his time, so let’s forget the pennies and think of how to save a few bucks during your work day.
As soon as you leave the house, you are already spending money. Minimize your expenses during the day and maximize your earnings!
Try to look at purchases as time spent working. For example, let’s say on Monday you spend $4 on coffee, $10 on lunch, $5 on snacks, and $3 on a couple of bottles of water. That’s $22 that you have purchased throughout the day. Hypothetically, let’s say you are making $14 an hour. That means that you are making about $11 an hour after taxes. You have just spent two hours of your day working hard just to eat and drink these items!! You have labored away a quarter of your day to buy these consumables that are now nowhere to be seen.
Here are some suggestions to help you get off the hamster wheel and hang on to your money!
Continue reading ““A Penny Saved is a Penny Earned”…Protect Your Paycheck!!”